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Financial Resources

Finding sources of capital for your business start up can be confusing and difficult.  The Internet is filled with a great deal of inaccurate information regarding grants and loans. This site provides basic information and links to the various resources available for individuals seeking start-up financing, loan guarantee programs and technical assistance.  No matter what type of business you have, it is essential that you have a good business plan in place prior to seeking funding.

Our counselors will also guide you by calling BLNC at (800) 228-8443.

Grants & Loans

  • Several Science Business Grant Programs are administered by the North Carolina Office of Science and Technology.
    • The SBTDC supports six Inception Micro-Angel Funds (IMAF) across the state. These funds provide $50,000 to $125,000 in early seed-stage capital to emerging technology-based businesses. Funds are up and running in the Triad, East, West and Coastal Piedmont regions; funds are under development for the Triangle and Coastal regions.
    • First Flight Venture Center (FFVC) is a technology incubator located in the heart of the Research Triangle Park. The FFVC mission is to increase the number of technology companies originating in or relocating to North Carolina; its Web site lists loan and other financial resources.
    • Golden LEAF Foundation. The Golden LEAF Foundation is a not-for-profit foundation that helps transform formerly tobacco-dependent economies through grants in agriculture, economic development and workforce preparedness, as well as educational assistance.
    • The N.C. Biotechnology Center has several Business Loan & Growth Programs for biotechnology-related businesses.
    • N.C. Community Development Initiative. Since its founding in 1994, the Institute has channeled more than $65 million to local Community Development Corporations, resulting in more than $358 million of completed local development projects. Financial programs include grants, loans and equity investments.
    • The Support Center. Assists with funding available through Community Development Credit Unions.
    • Self-Help Credit Union.  Self-Help is a community development lender, credit union, and real estate developer that works with individuals, organizations and communities traditionally underserved by conventional markets.
    • Tobacco Communities Reinvestment Fund. RAFI’s Tobacco Communities Reinvestment Fund was created in 1997 to address the barriers facing tobacco farmers and tobacco dependent communities.

    Offering Securities in North Carolina

    You may be considering offering corporate stock, shares in a limited partnership or some other security to help fund your start-up. Security offers and sales in North Carolina are subject to the North Carolina Securities Act. Call the Secretary of State, Securities Division, at (919) 733-3924 or (800) 688-4507 for more information.

    Federal Programs